Denver Car Accident Lawyers
In 2009, automobile accidents were among the leading causes of death in the United States, and over 2.3 million U.S. adults were treated with emergency medical care as a result of auto accidents1. Despite our public transportation infrastructure being improved continually, Denver is no exception to this unfortunate reality. If you have been injured in a car accident in the Denver-metro area, it is critical that you understand the proper way to move forward so that you can have the best chance possible at receiving the greatest possible settlement. Below, we have detailed some of the most important things for you to know in the time following a car accident.
If you still have questions regarding your case, we are here to help. We always offer complimentary case consultations, so give us a call today at (720) 545-9090 to schedule an appointment at our Denver meeting location.
What to do (and what not to do) After Your Accident
The first thing to understand is that it’s in the best interest of your insurance company, and the insurance company of the responsible party(s) to do everything in their power to insure the lowest possible settlement. One of the ways they do this is by encouraging quick settlements, as quick settlements mean that the full cost of your injuries are not able to be realized. They will also try to make you make a statement or take actions that will harm your ability to receive a fair settlement. The following steps will help you avoid these tricks and ultimately receive a fair settlement:
1. Get any necessary medical attention
This should be a given, but before you do anything else, ensure your safety and the safety of anyone you are with by seeking medical attention for any injuries.
2. Report the accident to the police
Typically, the police will come to the scene of the accident, and you will be able to report the accident from your perspective. If for whatever reason you are unable to file a police report at the time of the accident, be sure to contact the Denver police department so that your side of the story becomes official.
3. Document critical information from the site of the accident
The more information you can document from the site of the accident, the better your attorney will be able to achieve a fair settlement. Always get the insurance information from all of the involved parties, and if you can, it is also beneficial to get photos, as well as the names and contact information of any witnesses.
4. Talk to a car accident attorney, not to insurance reps
Remember, it is the job of the insurance reps to try and minimize the amount that they actually pay out. The best way to make sure that you ultimately receive a fair settlement is to talk to an attorney before making any statements to anyone involved with the insurance companies.
5. The statute of limitation in Colorado is 3 years2
From the time of your accident in Denver, you will have 3 years to file a lawsuit. It is important that you consult an attorney soon after your accident to ensure that your time to file does not run out, causing you to miss out on a fair settlement.
In Denver, and throughout Colorado, drivers are required to maintain liability insurance including proof of said insurance in their vehicle. Colorado’s minimum liability insurance requirements are as follows3:
$25,000―per person for bodily injury
$50,000―per accident for bodily injury
$15,000―per accident for property damage
What does this mean for your case? It means that if the costs of your injury or damage to your property exceed these coverage amounts, it is up to your attorney to prove this, and take the case to trial in order to secure the settlement you are entitled to.
Who is Liable?
In a given auto accident case there may be one or more people or entities who are liable for paying damages. First and foremost, the driver whose negligence caused the accident may be liable. In the case that the person who caused the accident was on the job, their employer (and their employer’s insurer) may be responsible. Additionally, if the accident was the result of an element for which a government agency is responsible (ie. damaged roads, unsafe or improper demarcation of construction, etc.) the responsible agency may be liable for damages.
In Colorado, it is the responsibility of the victim of an auto accident to prove liability. This is why having an experienced attorney with a reputation for taking cases to trial is so critical in securing the maximum settlement for your injuries. In order to prove liability, your lawyer must be able to prove negligence, and that the negligence caused (at least in-part) the accident.
Talk to an Attorney
McCormick & Murphy operates on a contingency fee basis. This means that we only collect attorney fees if there is a recovery in your case. If you are in need of a Denver car accident lawyer, please contact us in any of the following ways:
Phone: (720) 545-9090
At our Denver meeting location:
100 Fillmore St, 5th Floor
Denver, CO 80206