Denver Car Accident Lawyers
McCormick & Murphy, P.C.
In 2009, automobile accidents were among the leading causes of death in the United States, and over 2.3 million U.S. adults were treated with emergency medical care as a result of auto accidents1. Despite our public transportation infrastructure being improved continually, Denver is no exception to this unfortunate reality. If you have been injured in a car accident in the Denver-metro area, it is critical that you understand the proper way to move forward so that you can have the best chance possible at receiving the greatest possible settlement. Below, we have detailed some of the most important things for you to know in the time following a car accident.
If you still have questions regarding your case, we are here to help. We always offer complimentary case consultations, so give a Denver car accident attorney a call today at (303) 321-3272 to schedule an appointment at our Denver meeting location.
What to Do after Your Accident
1. Get any necessary medical attention
This should be a given, but before you do anything else, ensure your safety and the safety of anyone you are with by seeking medical attention for any injuries.
2. Report the accident to the police
Typically, the police will come to the scene of the accident, and you will be able to report the accident from your perspective. If for whatever reason you are unable to file a police report at the time of the accident, be sure to contact the Denver police department so that your side of the story becomes official.
3. Document critical information from the site of the accident
The more information you can document from the site of the accident, the better your attorney will be able to achieve a fair settlement. Always get the insurance information from all of the involved parties, and if you can, it is also beneficial to get photos, as well as the names and contact information of any witnesses.
4. Talk to a car accident attorney, not to insurance reps
Remember, it is the job of the insurance reps to try and minimize the amount that they actually pay out. The best way to make sure that you ultimately receive a fair settlement is to talk to an attorney before making any statements to anyone involved with the insurance companies.
5. The statute of limitation in Colorado is 3 years
From the time of your accident in Denver, you will have 3 years to file a lawsuit. It is important that you consult an attorney soon after your accident to ensure that your time to file does not run out, causing you to miss out on a fair settlement.
Colorado Liability Insurance Laws
$25,000―per person for bodily injury
$50,000―per accident for bodily injury
$15,000―per accident for property damage
What does this mean for your case? It means that if the costs of your injury or damage to your property exceed these coverage amounts, it is up to your attorney to prove this, and take the case to trial in order to secure the settlement you are entitled to.
Who is Liable?
Our Client’s Stories
Brian was an executive with a local television station at the time of the accident and as time went on he noticed increasing difficulties with his memory, concentration and ability to process information. Brian was eventually diagnosed as having a closed head injury. As a result of these cognitive difficulties Brian eventually lost his job.
McCormick & Murphy brought suit against the other driver, and her insurance company paid their insurance policy limits of $100,000. McCormick & Murphy then brought suit against Brian’s own insurance company for underinsured motorist benefits, and his insurance company eventually settled his claim for $1,000,000.
Since the driver of the car that ran into Lionel’s car lived in another state, the case was litigated in Federal Court in Denver. The insurance company for the other driver only offered $15,000 to settle Lionel’s case and so the case proceeded to trial. Lionel’s doctor appeared on his behalf, and another doctor from Florida, where Lionel lived for a period of time, testified by video tape on his behalf. After a week in trial the jury found in Lionel’s favor, and a judgment was entered in his favor of over $170,000.
The other driver’s insurance company took the position that the hernia tear was not related to the auto accident since Kit had a prior hernia tear. The insurance company made a very low offer. The case proceeded to a jury trial and a jury found in Kit’s favor, and a judgment including interest and costs was entered for over $140,000.
The driver of a motor-home slammed on his brakes too late and demolished the back end of Kathleen’s Honda. Kathleen suffered a temporary loss of consciousness, TMJ, neck, and back injuries. Her worst injuries were those associated with a mild traumatic brain injury.
She developed severe headaches and eventually lost her job at the high tech company. She no longer could participate in her hobbies such as crochet work. She and her husband tried to settle her claims on their own, without an attorney. The motor-home driver’s insurance company only offered $24,000 to settle her claims.
She hired Denver car accident attorneys McCormick & Murphy. Suit was filed and the insurance company only increased their settlement offer to $60,000. The case proceeded towards trial and, five years after the accident, on the day before trial, the defense attorney offered payment of the full liability policy limits of $250,000 to settle Kathleen’s claims.
Subsequently, McCormick & Murphy needed to file an insurance bad faith civil action against her auto insurance company in order for Kathleen to obtain payment of her auto insurance benefits. Prior to trial, the claims for insurance benefits were settled for $320,000.
Denver Car Accident Client Review:
Once again, thank you and your staff for an excellent recovery on my case of $200,000, and thank you for getting the liens down so low that I got a fair amount of the settlement. I really appreciate all you have done for me.
Talk to an Attorney
At our Denver meeting location:
1547 Gaylord Street, Suite 303
Denver, CO 80206